What is a MAXICARE Group/Corporate Account?

Starting January 2010 MAXICARE launched an enhanced group program that offered the following enhancements:

- Up to Card limit coverage for Pre Existing Non Dreaded and Dreaded Conditions
- No more medical evaluation and application forms
- No more age specific pricing, Flat rate for Plan types
- Additional special benefits like pre and post natal consultations, life insurance coverage, provoked and unprovoked assault

A group account is in truth actually a corporate account, a company, an organization. For us to consider it as a group account, the employee population must be at least five (5). This is normally applicable to small companies like consultancy firms, advertising agencies, SMEs, etc because by nature the company is actually small.

I get a lot of inquiries from people only to find out that their idea of a group was for them to form a group of five (5) and apply as a group. This is not the case as a group account must be a company and the benefits are coursed through the HR, normally.

Sometimes, a company may only decide to allot their MAXICARE benefit to a certain subsidiary or group only within the mother company. For example: Ateneo School of Theology will enroll but the whole Ateneo de Manila University isn’t enrolled. This is accepted and will be tagged as a corporate account. It’s not like there were five (5) teachers in random who converged themselves and decided to enroll as a group account and represented themselves as Ateneo de Manila University.

On the other hand, a company may only decide to apply their Maxicare benefit to a certain level within the organization only. For example, Banco de Oro Assistant Managers only, Reyes Haircutters Rank and File. These examples are acceptable and they are eligible to enroll under the Corporate Account.

If you need more clarifications on Maxicare’s Group Account, you may call Tel (02) 6228892 Mobile 0917 804 6275 Email: maxicareinquiry@gmail.com Yahoo Messenger: slime_ateneo or leave a comment here

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